June 23, 2022
  • June 23, 2022
  • Home
  • Health insurance
  • CHECK: Could unvaccinated people have to pay higher health insurance premiums?

CHECK: Could unvaccinated people have to pay higher health insurance premiums?

By on August 16, 2021 0


Under federal law, people cannot be penalized based on their immunization status, according to Idaho Department of Insurance deputy director Wes Trexler.

BOISE, Idaho – As the debate over COVID-19 vaccines continues, some have questioned whether those who are not vaccinated will have to pay higher insurance premiums.

Under federal law, people cannot be penalized based on their immunization status, according to Idaho Department of Insurance deputy director Wes Trexler.

“Health insurance companies or health insurance companies are not allowed to charge an individual more based on their medical condition and that includes their immunization status,” Trexler said. “It would be part of their health.”

Under the Affordable Care Act (ACA), only five factors can increase your monthly premium:

  • Age
  • Site
  • Smoking
  • Individual or family registration
  • Plan Category

Health care premiums are expected to increase across the board due to the pandemic. While people are not penalized for not having been vaccinated, employers and insurance companies may offer incentives for vaccination due to changes related to the pandemic by the United States Equal Employment Opportunity Commission.

The commission updated its guidelines for employers to offer incentives to vaccinated workers on May 28, 2021. This is allowed as long as the employee voluntarily discloses their medical information.

These incentives can take different forms, such as paid vacation, small bonuses, or a reduced health insurance premium.

A June survey by the Kaiser Family Foundation showed that 57% of people believe employers should not offer cash incentives or bonuses in return for getting the COVID-19 vaccine.

Ultimately, unvaccinated people might end up paying higher insurance premiums, but that’s not a penalty; this will likely be due to potential incentives from employers for those who are vaccinated.

The facts don’t suck: learn more about the coronavirus

See our latest updates in our YouTube playlist:

https://www.youtube.com/watch?v=videoseries