November 23, 2022
  • November 23, 2022

Best Floating Family Health Insurance Policy – Forbes Advisor INDIA

By on September 22, 2022 0

HDFC Ergo Optima Dining Family Plan

HDFC Optima Restore is a family health insurance plan that has sum assured coverage ranging from INR 3 lakh to INR 50 lakh. The policy offers a multiplier effect on the basic insured amount for each claim-free year. It also offers discounts of up to 10% if one covers their family under the same plan.

Read our HDFC ERGO health insurance review for more details

Family health insurance

The Care family health plan offers comprehensive coverage up to INR 6 crore. It has a huge connection to 19,000 cashless hospitals. The policy also covers international treatment costs as well as modern and day treatment.

Read our health insurance review for more details.

Royal Sundaram Family Plus Police

The Royal Sundaram Family Plus is a floating health insurance policy which covers 19 members under the same policy. It offers a unique combination of individual and family variable capital insured in the same policy. The total coverage provided ranges from INR 3 lakh to INR 50 lakh with an extensive network of cashless hospitals.

Read our Royal Sundaram health insurance review for more details

Niva Bupa Health Support Policy

The Niva Bupa Health Companion policy offers huge coverage up to INR 1 crore. The good part about this policy is that it has no caps on room rent and intensive care charges. The individual can cover up to 19 members in the same policy.

Read our Niva Bupa health insurance review for more details.

ICICI Lombard Complete Health Shield Plan

ICICI Lombard Complete Health Shield is a family floating policy plan that provides coverage up to INR 50 lakh. There is no restriction on the upper age limit. This plan also covers critical illnesses such as heart attacks, cancer, among others.

Read our review of ICICI Lombard health insurance for more details

Tata AIG Medicare First

Tata AIG Medicare Premier is a family floating plan that provides coverage up to INR 50 lakh. The policy provides coverage for accidental death benefits, day care procedures, dental treatment, air ambulance expenses and the sum insured restoration benefit. You can cover yourself, spouse, two dependent children with two dependent parents.

Read our Tata AIG health insurance review for full details

Bajaj Allianz Family Health Insurance Plan

The Bajaj Allianz family health insurance scheme has three different variants that provide coverage up to INR 1 crore. It provides immediate coverage for self, spouse and two dependent children. This plan also offers family and long-term discounts of up to 10%.

Read our review of Bajaj Allianz health insurance for more details

Star Family Health Optima Insurance Plan

Star Family Health Optima is a floating family insurance policy that provides coverage up to INR 25 lakh. Star Health Insurance has an extensive network of 12,000 cashless hospitals. This policy covers room rent and intensive care costs, modern treatments, organ donation costs, maternity and newborn costs.

Read our Star Health Insurance review for more details.